Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the educational portal jovantez.com, operated by Jovantez S.R.L., CUIT 30-71856234-9, with address at Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Ciudad Autónoma de Buenos Aires, Argentina. By accessing and using this site, you agree to comply with these terms.
1. Nature of service
Jovantez is an exclusively educational and informational platform dedicated to financial literacy. We do not provide financial services, investment services, tax advice or currency exchange intermediation. All published content is purely educational and should not be interpreted as investment recommendation or advice.
2. Permitted use
The user agrees to use the portal only for lawful purposes and in accordance with these Terms. It is prohibited to: reproduce, distribute or modify the site content without prior written authorization; use the site for illegal or unauthorized activities; attempt to access restricted areas of the server or its systems.
3. Intellectual property
All site content, including texts, graphics, logos, images, designs and source code, is the property of Jovantez S.R.L. or their respective rights holders, and is protected by Argentine intellectual property laws (Law No. 11,723) and applicable international treaties.
4. Disclaimer
The site content is provided "as is" and "as available". Jovantez does not guarantee the accuracy, completeness or timeliness of published information. Exchange rate values are referential and may differ from those published by the Central Bank of Argentina (BCRA). The user assumes all risk arising from the use of information contained on the site. Jovantez shall not be liable for direct, indirect, incidental or consequential damages resulting from the use or inability to use the portal.
5. Third-party links
The site may contain links to third-party websites. These links are provided for reference only and Jovantez is not responsible for the content, privacy policies or practices of such external sites.
6. Modifications
Jovantez reserves the right to modify these Terms and Conditions at any time without prior notice. Modifications will take effect upon publication on the site. Continued use of the portal after publication of modifications implies acceptance of the new terms.
7. Applicable law and jurisdiction
These Terms are governed by the laws of Argentina. Any dispute arising from the use of the site shall be submitted to the jurisdiction of the Ordinary Courts of the City of Buenos Aires, with the user waiving any other jurisdiction that may apply.
8. Contact
For inquiries about these Terms and Conditions, you may write to us at contacto@jovantez.com or send correspondence to our legal address: Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Ciudad Autónoma de Buenos Aires, Argentina.